Tag: family lawyer

How a Chapter 13 Bankruptcy Attorney Can Help You Eliminate Unsecured DebtHow a Chapter 13 Bankruptcy Attorney Can Help You Eliminate Unsecured Debt

If you are struggling with debt in Phoenix Arizona, you may be able to file for bankruptcy protection under Chapter 13 of the federal Bankruptcy Code. This is a debt-relief option that gives you the chance to get back on your feet without liquidating assets, and it’s also known as a “wage earner’s plan.”

The best Chapter 13 Bankruptcy Attorney in Phoenix will help you file this form of bankruptcy and devise a repayment plan that works for your situation. The lawyer will examine your income, expenses and debt to find the best way to eliminate the most of your debt and save you money.

This is a complex process and there are several steps you will need to take. The first step is to gather all of the information you have about your finances, including your debts, monthly expenses and property.

After you have this information, your lawyer will help you file all of the necessary paperwork. This includes filing a Chapter 13 Bankruptcy Petition, Schedules of Assets and Liabilities, Creditor Statements, Credit Counseling Certificate, and a Chapter 13 Plan.

A Chapter 13 plan is a court-supervised payment plan to satisfy all of your creditors under a bankruptcy filing. It can last between three to five years, and the trustee will pay a set amount every month to each of your creditors that have been included in the plan.

Many debtors are able to keep their homes through the use of this type of bankruptcy. It can be used to stop foreclosures, halt interest from accruing on tax debt and restructure credit card and car payments.

However, it is important to note that not all debts can be discharged in this bankruptcy, such as recent taxes and student loans. You should discuss your options with a qualified Tucson bankruptcy attorney to determine which type of bankruptcy will be most beneficial for you and your family.

The best Chapter 13 Bankruptcy Lawyer in Phoenix will be able to optimize your plan so that it provides your creditors with ample funds while giving you the flexibility to live your life as usual.

For example, if you are behind on mortgage payments or have car loan arrears, your Chapter 13 attorney will be able to come up with a plan that catches up on your debts and allows you to stay in your home. You’ll also be able to pay off some of your non-dischargeable unsecured debts through the plan, so that you can get a fresh start on your credit.

Your Dodge and Vega bankruptcy attorney will also be able to help you develop a repayment plan that satisfies all of your obligations while allowing you to retain as much of your property as possible. Your lender can usually approve this type of payment plan, as long as your income is above the state’s median.

This type of bankruptcy is not right for everyone, and there are a few requirements that you must meet before you can file. These include a regular income, enough equity to retain your property and a means test that measures your ability to repay your debt.

What you Need to Understand About Child Custody and SupportWhat you Need to Understand About Child Custody and Support

There may be numerous reasons on why each parent would need to gain the custody of their child after divorce. Some of these reasons include; financial difficulties, custody issues, visitation schedule, child custody concerns, etc. When this is the case, the court will then have to decide child custody and alimony based on each parent’s situation.

 

Domestic violence lawyer, LennonIn most cases, separation and divorce is amicable. This means that both parties have accepted the decision and agreement made by both themselves and have agreed to move on with their lives. However, if children are involved in the divorce proceedings, it is best to seek professional legal assistance or an experienced family lawyer to ensure that child custody and alimony will be settled properly and will not be subjected to manipulation by either party to get their way.

 

During a divorce procedure, the court will ask the help of an objective third party to look into the children’s welfare and determine what is best for them and their custodial parents (i.e. mother and father). The judge will then order joint custody. Although both parents are entitled to be involved in the child’s life regardless of the custody ruling, joint custody is usually awarded to both parents so they can better care and control their child(ren). If one of the parents is granted full custody, they are likely to spend more time with their child(ren), and this can be beneficial in improving the child’s custody situation and the parent’s relationship with their child(ren).

 

In some cases, separation can be a good thing. For example, if the two divorced parents have no children together, separation might allow them to pursue their own hobbies, passions, and other activities without always worrying about whether they’ll be able to be with their children. However, separation can also be bad. According to a known family law attorney, when divorced parents have to separate because of a custody dispute or any other reason, they may be at an emotional loss and feel overwhelmed. Children are affected too; they might feel abandoned or choose to do things that they would not do if their parents are still together.

 

There are many things that the court requires both parents to do when dividing up their child custody. One such thing that the court requires is that both parents accept the court’s decision. Although both parties can discuss with an attorney about their options regarding custody, they must do this with an attorney present. If the parents refuse to accept the court’s ruling, they may risk losing that custody case. It can be helpful to have an attorney present to help answer questions from the court during these proceedings.

In most cases, separation and divorce proceed very smoothly, said a domestic violence lawyer Lennon. Parents who are going through a difficult time might try to make the process easier for themselves, but they should not forget that they are the ones with whom their children will have to live. Parents must make child custody after divorce decision based on the best interest of their children. If a parent does not have custody of the children, the courts will decide in their best interest. The best interests of the children are obviously always considered over the spouse’s.